29,003,000 front doors.
All but a sliver of adults in the United Kingdom have a bank account. Yet more than one in four adults in Great Britain could not find £850 for a surprise bill in September 2026.
Come inThe deal at thirty
Turn the dial to a birth year and read what a first home, a mortgage and owning looked like at thirty. Prices and rates are for the UK; ownership counts households in England.
Twelve doors. Eight drives.
Eight lives found in every edition, and four that belong here: the leasehold flat, the temporary address, the Plan 2 student loan and the prepayment meter.
Spin the year.
From Black Friday and Christmas to the 31 January tax bill and the April rises: when money moves, November 2026 to October 2027.
Twelve moves worth making.
Each sized from a published figure and labelled with the nations it covers. None lends to someone already in difficulty. Some are table stakes, already required or widely shipped; the rest go beyond the mandate, and those lead.
Three home truths.
The pulse right now.
United Kingdom, side by side.
The same measure, on the same definition where one exists, in six rich countries. United Kingdom is the filled dot. Each line runs from the lowest of the six to the highest, or from zero for shares. Tap a row for the figures and the source.
Honest numbers argue.
Where good sources disagree, we show both and say why.
Sources and method.
All sources
Built 14 November 2026. Every number carries its source and a confidence grade: H high, M medium, L low, U unverified. Lives are overlapping archetypes, not a census. Quotes are from published reporting and link to the original.
© 2026 Ben Yamin. All rights reserved.
Home Truths is an independent analysis for information only. It is not financial, investment or legal advice, and it is not affiliated with or endorsed by any bank, government body or the organisations cited. Source data, map boundaries and quoted words remain the property of their owners and are used under their licences or as attributed quotation.