14,978,940 front doors.
Nearly everyone in Canada aged 15 and over has a bank account. Yet in late 2022 one person in four aged 15 and over could not cover a surprise $500 expense, and whether a household owns, owes or rents now sorts its wealth, its worries and its retirement.
Come inThe deal at thirty
Turn the dial to a birth year and read the five year mortgage rate, prices against incomes and how many young households owned when that year turned thirty.
Twelve doors. Eight drives.
Eight lives found in every edition, and four that belong to Canada: the northern household, the Quebec household, the international student and the family farm.
Spin the year.
From the Grey Cup and RRSP season to moving day on 1 July: when money moves, November 2026 to October 2027.
Twelve moves worth making.
Each sized from a published figure and written as something a bank or credit union could do, not a product to sell. Some are table stakes, already required or widely shipped; the rest go beyond the mandate, and those lead.
Three home truths.
The pulse right now.
Canada, side by side.
The same measure, on the same definition where one exists, in six rich countries. Canada is the filled dot. Each line runs from the lowest of the six to the highest, or from zero for shares. Tap a row for the figures and the source.
Honest numbers argue.
Where good sources disagree, we show both and say why.
Sources and method.
All sources
Built 14 November 2026. Every number carries its source and a confidence grade: H high, M medium, L low, U unverified. Lives are overlapping archetypes, not a census. Quotes are from published reporting and link to the original.
© 2026 Ben Yamin. All rights reserved.
Home Truths is an independent analysis for information only. It is not financial, investment or legal advice, and it is not affiliated with or endorsed by any bank, government body or the organisations cited. Source data, map boundaries and quoted words remain the property of their owners and are used under their licences or as attributed quotation.